Service Charges - Applicable  

 




S.NO

SERVICE CHARGES

W.E.F. 01.07.2013
(INCLUSIVE SERVICE TAX) 

1.

Minimum Balance Violation Charges

Current Account  - Rs. 50/- Per Violation 
Saving Account   - Rs. 20/- Per Violation

2.

Debit Clearing Return Charges

Rs. 5/- Per 1000/-
Min. Rs. 50/-, Max. Rs. 5000/-

(If return due to insufficient funds - Min. Rs. 200/- each for the first two returns and Rs. 500/- for 3rd and onwards)

3.

Credit Clearing Return Charges

Current Account          - Rs. 30/- Per Cheque
Saving Account           - Rs. 20/- Per Cheque
Membership Account - Rs. 20/- Per Cheque

 

4.

i) Govt./Semi-Govt. Cheques (Local) and DDs Discounting Charges


ii) Outstation Cheques Discounting Charges

Rs. 8/- Per 1000/-
Min. Rs. 80/-, Max. Rs. 4000/-


Rs. 20/- Per 1000/-
Min. Rs. 150/-, Max. Rs. 4000/-

5.

Stop Payment Charges

Rs. 40/- Per Cheque

6.

Incidental Charges on Current Account
                     (Half Yearly)

First Page Rs. 150/-
Subsequent Page Rs. 2/- Per Entry

(On First Page Max. Permissible Entries Will Be 40)

7.

Banker's Cheque Issued Charges

i) Through Cash




ii) Through Account



Rs. 30/- Per 10,000/-
Above Rs. 10,000/- Rs. 2.50 Per Thousand
Min. Rs. 30/-, Max. Rs. 5000/-


Rs. 1/- Per 1000/-
Min. Rs. 20/-
(However, If the Banker Cheque has to be issued for the same day deposited cash then the charges will be as per 'i' above)

8

Banker Cheque Cancellation Charges

Up to Rs. 500/-                                         - Rs. 25/-
Above Rs. 500/- Upto Rs. 1000/-         - Rs. 30/-
Above Rs. 1000/- Upto Rs. 5000/-       - Rs. 50/-
Above Rs. 5000/- Upto Rs. 10,000/-    - Rs. 70/-
Above Rs. 10,000/-                                  - Rs. 100/-

9.

Cheque Book Issued Charges

Current Account  - Rs. 2/- Per Leaf 

Saving Account   - One Cheque Book free in a Month. Unless the cheques given were consumed no New Cheque Book to be Issued.
Rs. 1.50/- Per Leaf if required more than One Cheque Book in a Month
(Max. Two at a Time)

10.

OBC Charges

   Value

Charges on Saving Account

 Charges on Other Account

 

 Upto Rs. 5,000/-    

Rs. 25/- Per Cheque

 

 Rs. 50/- Per Cheque 

 Above Rs. 5000/- Upto Rs. 10,000/-     

Rs. 50/- Per Cheque 

 Rs. 50/- Per Cheque 

Above Rs. 10,000/- Upto  Rs. 1,00,000/- 

 Rs. 100/- Per Cheque

 Rs. 100/- Per Cheque

Above Rs. 1,00,000/-   

Rs. 150/- Per Cheque

  Rs. 150/- Per Cheque

(All Inclusive. No other Charges)

11.

Signature Verification Charges

Rs. 50/- Per Verification 

No Charges From Members

12.

Counter Return Charges

Rs. 300/- Per Cheque 

13.

Bank Guarantee Charges

Particulars

 

Backed with FDR

Backed with the property

IF BG value is Rs. 5/- lacs

0.5% p.a. up front
(Min. charges for one quarter)

0.7% p.a. upfront
(Min. charges for one quarter) 

If BG value is less than and equal to Rs. 5/- lacs

0.7% p.a. up front
(Min. charges for one quarter)

1% p.a. upfront
(Min. charges for one quarter)

Applicable service tax and P&T charges are other than the above in all cases.

14.

Duplicate Pass Book

Rs. 20/- 

15.

Revalidation of Banker Cheque

Upto Rs. 10,000/-       - Rs. 45/-
Above Rs. 10,000/-    - Rs. 90/-

16.

Account Closing Charges

Current Account    - Rs. 300/- 
Saving Account      - Rs.150/- (If closed before 12 Months)
Thereafter              - Rs. 100/-

17.

ECS Debit Clearing Return

Rs. 5/- Per 1000/- 
Min. Rs. 50/-, Max. Rs. 5000/-

18.

Membership Identity Card Dublicate

Rs. 20/- 

19.

Membership Account Transfer From One Branch To Other Branch

Rs. 500/- Within One Year 
Rs. 300/- Thereafter

20.

EMI Change Charges

Rs. 1000/- Lump-Sum 

21.

Current Account Statement of Account Charges

Rs. 60/- Per Additional Current Statement 

22.

Cash Deposit Charges

Upto Rs. 2/- Lakh in a Day                       - No Charges  
Above Rs. 2/- Lakh Upto Rs. 3/- Lakh   - Rs. 100/-
Above Rs. 3/- Lakh Upto Rs. 5/- Lakh   - Rs. 150/-
Above Rs. 5/- Lakh  Upto Rs. 10/-Lakh - Rs. 200/-

Above Rs. 10/- Lakh

 Rs. 10/- per packet / bundle irrespective of denomination. These will be charged on the total cash received during the day.

23.

Cash Withdrawal Charges

Upto Rs. 2/- Lakh In a Day   - No Charges  
Above Rs. 2/- Lakh                - 0.015%

24.

Solvency Certificate

Rs. 100/- Per Lakh  
Min. Rs. 1000/-, Max. Rs. 5000/-

25.

Photo Attestation Charges

Rs. 100/- Per Attestation 

26.

Issuance of Balance Certificate for Current Accounts and Over Draft Limit Accounts

Rs. 25/- Per Second and Subsequent Certificate

27.

NEFT and RTGS Charges

 

 

 

NEFT Charges for Outward

Upto Rs. 10,000/-                       - Rs. 2.50/- 
Above Rs. 10,000/- Upto Rs. 1/- Lakh   - Rs. 5/-
Above Rs. 1/- Lakh Upto Rs. 2/- Lakh   - Rs. 15/-
Above Rs. 2/- Lakh - Rs. 25/-

RTGS Charges for Outward

From Rs. 2/- Lakh Upto Rs. 5/- Lakh   - Rs. 25/-
Above Rs. 5/- Lakh - Rs. 50/-

 

NEFT and RTGS Inward Charges - No Charges