CHARGES  AT A QUICK GLANCE
                         AS ON 01.07.2016



                              
DEPOSIT ACCOUNTS

 

 

Rate of Interest

Minimum Balance

 

Nature

Normal

Senior Citizen

Rural

Semi Urban

Urban

 

Account

 

1

 

SAVING BANK A/C

 

 

 

A

Domestic

 Upto Rs. One Lac

Above Rs. One Lac

Upto Rs. One Lac

Above Rs. One Lac

 

 

 

 

a

With Cheque Book Facility

4.00%

4.00%

4.00%

4.00%

 

 

1000/-

 

 

b

Without Cheque Book Facility

4.00%

4.00%

4.00%

4.00%

 

 

500/-

 

 

c

No Frills Account

4.00%

4.00%

4.00%

4.00%

 

 

With Zero Balance

 

 

 

 

B

Non Resident

 

 

 

a

NRO

 

 

 

 

 

 

 

b

NRE

 

 

 

 

 

 

 

 

2

 

TERM DEPOSITS

 

 

 

A

Domestic

Rate of Interest

 

 

 

Term Deposits (All Maturities)

Upto and Below Rs 15 Lakhs

For Deposits above Rs 15 Lakhs

 

 

 

46 Days to 180 Days

5.00%

5.50% **

5.50%

6.00% **

 

 

 

 

181 Days to 1 Year

6.00%

6.50% **

6.50%

7.00% **

 

 

 

 

Above 1 Year to 3 Years

6.50%

7.00% **

7.00%

7.50% **

 

 

 

 

Above 3 Years to 10 Years

7.00%

7.50% **

7.50%

8.00% **

 

 

 

 

 

 

 

** Senior Citizens ( Above 60 years )

 

 

B

Non-Resident Accounts

 

 

 a

 NRO (All Maturities)

 

 

b

NRE (All Maturities)

 

 

 

 

 

 

 

 

 

 

 

 

 

Rate of Interest

 

 

 

 

1 year & above but < 2 years

2 years & above but < 3 years

3 years & above but < 4 years

4 years & above but < 5 years

For 5 years (Maximum)

 

 

C

FCNR (B)

 

 

I)

USD

-

-

-

-

-

 

 

II)

GBP

-

-

-

-

-

 

 

III)

EUR

-

-

-

-

-

 

 

IV)

CAD

-

-

-

-

-

 

 

V)