|
1.
|
The largest Urban Cooperative Bank of NCT of Delhi having deposit of more than Rs. 924.22 crores , advances of more than Rs. 493.40 crores and working capital more than Rs.1046.57 crores as on 31.03.2017. |
|
2.
|
Recipient of Best Co-operative Bank Award from the Govt. of NCTD for five times last received on 30/11/2015. The bank has also been winner of “India’s Top 100 co-operative banks 2015 Award with a trophy of “Certificate of Excellence. |
|
3.
|
1st Co-operative Bank in the northern region of the country to have joined RTGS and NEFT network from its own platform. |
|
4.
|
The First Co-operative Bank having its own Cheque Truncation System (CTS). |
|
5.
|
The First Cooperative Bank in NCTD to start “Any Branch Banking” (ABB) facility. |
|
6.
|
The First Cooperative Bank in NCTD to complete and start Core Banking System (CBS) connecting all its branches. |
|
7.
|
The First Co-operative Bank in NCTD to launch its own ATM/Debit cards with installation of onsite ATMs in some of its branches . |
|
8.
|
RBI has been conducting regular statutory inspections after every two years and the last such inspection (23rd) was conducted in February 2017 - March 2017.. |
|
9.
|
The Bank has been getting its accounts audited every year from the Chartered Accountant Cos. duly approved by the office of Registrar Cooperative Societies. Statutory Audit for the year 2015-16 has been done. The audit classification of the Bank for the last many years has been grade ‘A’.
|
|
10.
|
The Annual General Body Meetings have been held every year within the prescribed time. Last AGBM was held on 25.09.2016. |
|
11.
|
The election of the Board of Directors has been held regularly under the superintendence and control of the Returning Officer appointed by Hon’ble LG of Delhi. The last election was held on 21.09.2014 for three years. |
|
12.
|
The Bank has been earning good profit every year and distributing good dividend to its shareholders. It paid dividend @ 18% continuously for the last four years which is the maximum permissible under Delhi Co-operative Societies Act. The AGBM held on 25/09/2016 has again approved 18% dividend for the F.Y. 2015-16. |
|
13.
|
The Bank has given the highest advances to its more than 40000 shareholders which shows that inflow of funds has not been just reinvested but the Board of Directors ensures that more and more financial assistance was given to the needy shareholders who belong to the lower and middle strata of the society. |
|
14.
|
Bank has introduced two welfare schemes. Under one scheme scholarships are given to the brilliant children of members and staff studying in 9th, 10th, 11th, 12th classes. Those children who get 90% and above marks in the Board exams of 12th class are also given one time special cash awards. Under the second scheme a grant of Rs. 25,000 /Rs. 15,000 is given to the nominees of the deceased members and loan up to Rs. 75,000 / Rs. 50,000/- is made interest free. Grant amount and interest free loan amount is determined depending upon the length of membership. |
|
15.
|
The First Urban Cooperative Bank in NCT of Delhi to computerize its work from the year 1996. |
|
16.
|
Extended public time of 6 hours during all the six working days |
|
17.
|
First Cooperative Bank in Delhi having hosted its own website – www.kangrabank.com |
|
18.
|
Introduced E- mail services with its own separate, fast and reliable e-mail domain i.e., chairman@kangrabank.com, ceo@kangrabank.com. |
|
19.
|
Introduction of computerized pass-books to all saving account holders in all its branches across the city first time by any co-operative Bank in Delhi. |
|
20.
|
Owner of three buildings. Running its three branches and Head office from its own Buildings. |
|
21.
|
Life insurance facility to its members/non members as corporate agent of M/s SBI Life Insurance Co. |
|
22.
|
Facilities of issuing personalised cheque books, SMS alert services, information on Balance /last four transactions thru mobile ,issuing of Demand drafts and Deposit of Tax thru HDFC Bank, issuing of PAN cards, sending account statements thru e-mail on regular basis, registration for PMJJBY and PMSBY thru M/s SBI Life Insurance Co. and M/s Oriental Insurance Co. |
|
23.
|
Lockers in all nine branches, extra interest @0.5% to all Senior Citizens on their term deposits of one year and above, MCL ( maximum credit limit) of individual member Rs.8 crores with competitive rate of interest. Attractive rate of interest for all deposits. |
|
24.
|
ATM/Debit Cards to minors of 14 years and above age having opened saving account on their own names. |