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S.NO
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SERVICE CHARGES
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W.E.F. 01.12.2024
(EXCLUSIVE GST)
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1.
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Minimum Balance
Violation Charges
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Current Account
- Rs. 70/- Per Violation
Saving Account - Rs. 30/- Per Violation
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2.
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Debit Clearing Return
Charges
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Rs. 6/- Per 1000/-
Min. Rs. 95/-, Max. Rs. 4650/-
(If return due to insufficient funds - Min. Rs. 280/- each for the
first two returns and Rs. 555/- for 3rd and onwards)
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3.
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Credit Clearing
Return Charges
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Current
Account - Rs.
45/- Per Cheque
Saving
Account -
Rs. 28/- Per Cheque
Membership Account - Rs. 28/- Per Cheque
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4.
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i) Govt./Semi-Govt. Cheques (Local) and DDs Discounting Charges
ii) Outstation Cheques Discounting Charges
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Rs. 10/- Per 1000/-
Min. Rs. 95/-, Max. Rs. 3700/-
Rs. 30/- Per 1000/-
Min. Rs. 185/-, Max. Rs. 3700/-
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5.
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Stop Payment Charges
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Rs. 95/- Per Cheque in Savings Account
Rs. 185/- Per Cheque in Current Account |
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6.
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Incidental Charges on
Current Account
(Half Yearly)
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First Page Rs. 185/-
Subsequent Page Rs. 5/- Per Entry
(On First Page Max. Permissible Entries Will Be 40)
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7.
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Banker's Cheque
Issued Charges
i) Through Cash
ii) Through Account
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Rs. 28/- Per 10,000/-
Above Rs. 10,000/- Rs. 5.00 Per Thousand
Min. Rs. 38/-, Max. Rs. 6525/-
Rs. 3/- Per 1000/-
Min. Rs. 20/-
(However, If the Banker Cheque has to be issued against the same day deposited
cash then the charges will be as per 'i' above)
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8
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Banker Cheque Cancellation
Charges
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Up to Rs.
500/- -
Rs. 25/-
Above Rs. 500/- Upto Rs.
1000/- - Rs. 28/-
Above Rs. 1000/- Upto Rs.
5000/- - Rs. 46/-
Above Rs. 5000/- Upto Rs.
10,000/- - Rs. 65/-
Above Rs. 10,000/- -
Rs. 95/-
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9.
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Cheque Book Issued
Charges (Personalized)
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Current Account - Rs. 5/-
Per Leaf
Saving Account - Rs. 4/- per leaf (one cheque book with 15
leaves free for three months)
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10.
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OBC Charges
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�� Value
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Charges on Saving Account
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�Charges on Other Account
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�Upto
Rs. 5,000/-
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Rs. 35/- Per Cheque
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Rs. 70/- Per Cheque
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�Above Rs. 5000/- Upto Rs. 10,000/-
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Rs. 70/- Per Cheque
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�Rs. 95/- Per
Cheque
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Above Rs. 10,000/- Upto �Rs. 1,00,000/-
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�Rs. 95/- Per Cheque
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�Rs. 140/- Per Cheque
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Above Rs. 1,00,000/-
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Rs. 160/- Per Cheque
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Rs. 185/- Per Cheque
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(All Inclusive. No other Charges)
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11.
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Signature
Verification Charges
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Rs. 100/- Per Verification
No Charges From Members
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12.
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Counter Return
Charges
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Rs. 375/- Per Cheque
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13.
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Bank Guarantee
Charges
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Particulars |
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Backed with FDR |
Backed with the property |
IF BG value is above Rs. 5/- lacs |
0.7% p.a. up front
(Min. charges for one quarter) |
1% p.a. upfront
(Min. charges for one quarter) |
If BG value is less than and equal to Rs. 5/- lacs |
1% p.a. up front
(Min. charges for one quarter) |
1.5% p.a. upfront
(Min. charges for one quarter) |
P&T charges will be extra.
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14.
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Duplicate Pass Book
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Rs. 45/-
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15.
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Revalidation of
Banker Cheque
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Upto Rs. 10,000/-
- Rs. 45/-
Above Rs. 10,000/- - Rs. 140/-
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16.
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Account Closing
Charges
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Current Account - Rs. 465/-
Saving Account - Rs. 185/- (If closed before
12 Months)
Thereafter
-
Rs. 140/-
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17.
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ECS Debit Clearing
Return
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Rs. 7/- Per 1000/-
Min. Rs. 95/-, Max. Rs. 4650/-
(If return due to insufficient funds - Min. Rs. 280/- each for the
first two returns and Rs. 550/- for 3rd and onwards)
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18.
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Membership Identity
Card Dublicate
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Rs. 25/-
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19.
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Membership Account
Transfer From One Branch To Other Branch
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Rs. 465/- Within One Year
Rs. 280/- Thereafter
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20.
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EMI Change Charges
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Rs. 935/- Lump-Sum for first time
Rs. 1865/- Second Time
Rs. 4650/- Third Time
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21.
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Current Account
Statement of Account Charges
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Rs. 95/- Per Additional Current Statement
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22.
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Cash Deposit Charges
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Upto Rs. 3/- Lakh in a Day
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No Charges
Above Rs. 3/- Lakh Upto Rs. 5/- Lakh
- Rs. 140/-
Above Rs. 5/- Lakh Upto Rs. 10/- Lakh
- Rs. 230/-
Above Rs. 10/- Lakh
Rs. 15/- per packet / bundle irrespective of denomination. These will be charged on the total cash received during the day. |
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23.
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Cash Withdrawal
Charges
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Upto Rs. 3/- Lakh In a Day - No
Charges
Above Rs. 3/-
Lakh to Rs. 4/- Lakh
- 0.015%
Above Rs. 4/-
Lakh
- 0.025%
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24.
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Solvency Certificate
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Rs. 185/- Per Lakh
Min. Rs. 925/-, Max. Rs. 4650/-
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25.
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Photo Attestation
Charges
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Rs. 95/- Per Attestation
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26.
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Issuance of Balance
Certificate for Current Accounts and Over Draft Limit Accounts
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Rs. 45/- Per Second and Subsequent Certificate
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27.
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Paper Cost on Secured Loans
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0.254 % of Loan amount Maximum Rs. 15,000/-
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28.
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Locker Rent
(with effect from 01.10.2024)
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Rs. 678/- for Small Locker
Rs. 932/- for Medium Locker
Rs. 1271/- for Large Locker
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29.
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NEFT and RTGS Charges
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Upto Rs. 10,000/-
-
Rs. 2.25/-
Above Rs. 10,000/-
Upto Rs. 1/- Lakh
- Rs. 4.75/-
Above Rs. 1/- Lakh Upto Rs. 2/- Lakh
- Rs. 14.75/-
Above Rs. 2/- Lakh
- Rs. 24.75/-
NEFT and RTGS Inward Charges - No Charges
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30.
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Debit Card
Charges
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Rs. 150/- Per Year
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